WAMIQAFINSERV

Heavy Machinery & JCB Finance

JCB, excavator, backhoe, crane and construction equipment finance with fast approvals.

Heavy Machinery LoansJCB FinanceExcavator FinanceConstruction Equipment FinanceBackhoe Loader Loan

From a single JCB backhoe loader to a full fleet of excavators and cranes, our construction equipment finance helps contractors and infra companies acquire machines without locking up working capital. We work with banks and NBFCs that understand project-based income and seasonal cash flows.

What we finance

JCB & backhoe loaders
Excavators (tracked & wheeled)
Cranes, hydras & pick-and-carry
Road rollers, graders & pavers
Concrete mixers & batching plants
Used equipment & refinance

Key benefits

  • Finance for new & used equipment
  • Structured EMIs aligned with project cycles
  • Maximum possible LTV as per lender
  • Doorstep documentation support
  • Refinance and top-up on owned machines

Who can apply

  • ● Contractors, sub-contractors & infra companies
  • ● First-time users with work orders (case to case)
  • ● Equipment rental businesses

Documents required

  • ● KYC – PAN card & Aadhaar card
  • ● Address proof (residence & business)
  • ● Last 6–12 months bank statements
  • ● ITR / financials for the last 2–3 years (where applicable)
  • ● Quotation / proforma invoice of the asset
  • ● Work orders / contracts (if available)
  • ● Existing equipment RC & loan track (if any)

Frequently asked questions

Yes. We arrange finance on used construction equipment as well as refinance on machines you already own, subject to valuation and lender policy.

With complete documents, approvals through our partner lenders are often quick. Exact timelines depend on the lender and your profile.

EMI Calculator

Estimate your Heavy Machinery & JCB Finance EMI

Monthly EMI₹53,735

Principal
₹25,00,000
Interest
₹7,24,085
Total Payable
₹32,24,085
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Partners

Lenders we work with

ICICI Bank
Axis Bank
Kotak Mahindra Bank
IndusInd Bank
Bandhan Bank
YES Bank
NBFCs